Why this grade
This listing scored 17/100, which is an F. It lost the most ground on pay transparency.
- Description depth 20 / 20 How much the posting actually says about the work, measured in characters of real text.
- Remote clarity 8 / 15 Whether "remote" means anywhere, or is quietly restricted to one country.
- Corroboration 5 / 10 Whether more than one source carries this listing.
- Freshness 4 / 15 How recently it was posted. Older postings are likelier to be filled or abandoned.
- Role specificity 0 / 10 Whether the listing is tagged well enough to tell what the role actually is.
- Pay transparency 0 / 25 A published salary range, worth more than any other single factor because it is what a candidate cannot find out without applying.
-20 Ghost-job penalty — Deducted for signals that this posting may not be a real, currently-open role — staleness, repeated relisting, or talent-pool language.
Every figure above is arithmetic over the posting itself — its salary field, its text, its age, its tags and how many sources carry it. How the grades work →
About BJAK
The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.
Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.
Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.
We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.
If you're this person, we'd love to talk to you.
The Role
We are looking for backend engineers to build the core systems behind BJAK's AI Neobank app.
This role is for engineers who can build reliable APIs, workflows and financial product infrastructure that can scale across markets, partners and millions of users.
What You'll Own
Build backend services and APIs for onboarding, accounts, payments, cards, transfers, rewards, travel, FX, KYC and risk flows.
Design reliable systems that can support real customer transactions, operational workflows and future financial products.
Integrate with internal systems, financial partners, payment providers, AI services and third-party platforms.
Own backend quality across reliability, security, latency, observability, data integrity and incident handling.
Work with product, frontend, mobile and AI teams to launch features quickly and safely.
Improve existing systems by simplifying flows, removing manual work and automating repeatable processes.
What We're Looking For
Strong backend engineering experience in production systems.
Good understanding of APIs, databases, authentication, authorization, queues, jobs, events and integrations.
Experience building services used by real customers or internal operations at meaningful scale.
Strong debugging, reliability, security and data quality mindset.
Able to make practical trade-offs between speed, correctness, scalability and maintainability.
Fintech, payments, banking, wallet, KYC, fraud or risk experience is a strong plus, but not required if fundamentals are strong.
This Role Is Not For
Engineers who only want isolated backend tasks.
People who ignore security, data consistency, monitoring or operational risk.
Developers who cannot work with fast-changing product requirements.
Candidates who talk about scale but have not handled production systems.
People who exaggerate impact without being clear on ownership.
The Bar
We are looking for engineers with real technology career highlights. A strong highlight is not just working at a famous company. A strong highlight means you personally helped build, ship or scale a serious product, platform or system.
Location
This role is based in Japan. This is a hybrid role. You are expected to work from our Japan office at least 3 days per week.
Language
English is our main working language across global teams. Strong English communication is required.
Interview Process
Our process is designed to move fast:
1. Online assessment or practical task
2. Technical interview
3. CEO / final round
For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.
Originally posted on Himalayas
Apply for this role Opens himalayas.app — the link as listed; we have not yet verified it is the employer's own page
Where this listing came from
- 18 Jul 2026 Himalayas first sighting
Seen on 1 board over 0 days.