Description review

Collateral Underwriter

Visio Lending · United States · back to the listing

HR standards

79/100

solid

Title ↔ description

84/100

solid

Reads as

Unclear

no confident match

What this role officially is

financial analyst — ESCO, the EU occupation classification

Financial analysts conduct economic research and elicit valuable analyses on financial matters such as profitability, liquidity, solvency, and asset management. They provide recommendations on financial matters for decision-making processes. Financial analysts work in both the public and the private sector.

Also known as: financial markets report writer, structured finance analyst, financial markets analyst, company analyst, financial markets forecaster, stock market analyst

How others title the same work

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  • Finance & Strategy Associate Confido
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What the listing never says

  • 20 bullet points. Long requirement lists deter qualified candidates, who read them as hard gates. Scope clarity
  • No pay range published. Candidates cannot tell whether applying is worth their time. Pay transparency

The listing, marked up

Nothing in the wording of this listing tripped a check. The scores above still judge how complete and coherent it is.

Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.

About Visio Lending

Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.

Why We Love Working at Visio:

We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote work options.

How to Apply?

To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.

Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.

Visio Financial Services, Inc. is an Equal Opportunity Employer

The Opportunity

The Collateral Underwriter is responsible for reviewing, analyzing, and assessing subject collateral for loans originated through the retail platform. This position focuses on appraisal analysis and collateral risk evaluation to ensure compliance with Visio Lending guidelines, investor requirements, and industry standards. You will play a key role in maintaining loan quality, marketability, and a high standard of customer service through timely and accurate collateral decisions.

What You'll Do

• Review, analyze, and render decisions on appraisal report escalations in accordance with company and investor guidelines

• Complete comprehensive collateral reviews while meeting established service-level expectations

• Manage a pipeline of collateral files and communicate issues with Appraisers, Processors, Customers, and Account Executives/Loan Originators

• Stay current on investor guideline updates and collateral policy changes

• Provide a high level of customer service to internal and external stakeholders

• Collaborate with leadership regarding stipulations for loans

• Perform additional responsibilities as assigned based on business needs

• Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT

•
Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST

•
Salary Range: $35.09 - $48.00/hour (Non-Exempt/Hourly/Overtime Eligible)

What We Are Looking For:

•
3+ years of experience in Collateral Underwriting or Valuation Review and/or a Bachelor's degree in business or a related industry area major

• Working knowledge of investor underwriting guidelines and policies

• Strong prioritization and time management skills

• Excellent interpersonal, written, and verbal communication abilities

• Demonstrated commitment to exceptional customer service

• Advanced analytical and problem-solving skills

• Proficiency in Microsoft Word and Excel

What We Prefer to Find:

• Someone with experience with Non-QM Loans

• Someone with experience with underwriting DSCR loans

• Someone with experience with Calyx Point and SalesForce

Originally posted on Himalayas

How this was produced

Highlights are found by rule, not by a model: each one is a phrase matched at a known position, and every note is a template we wrote. The two scores come from a typed-decision model (Jev) that reads the listing against the official role definition and real listings for the same role, and returns probabilities rather than prose — it never writes any of the words on this page, and never chooses what to highlight.

Deterministic penalty applied to the HR score: 8 points (from 87 before penalties). Reviewed 21 Sep 2026.